Steamy Credit Card: Benefits and Payments

Torrid / chabybucko / Getty Images / iStockphoto

Launched in 2001, Torrid is a retailer of clothing, underwear, swimwear and accessories for women sizes 10 to 30 in North America. Torrid is one of the fastest growing retailers, with over 600 stores in the United States and Canada and more on the horizon.

The Torrid Credit Card offers various benefits, such as an additional 5% discount every day, 25% off your first online purchase with Torrid Credit Card, and a welcome offer, which consists of $ 15 off $ 50 when you use your Torrid credit card.

After using your Torrid Card, you will need to make a payment before the due date. Here’s what you need to know.

When to pay your Torrid card

Your Torrid credit card statement will have a “Summary of Account Activity” section and a “Payment Information” section. In the payment information section, you will find your new balance, the minimum payment due, and the payment due date.

You can sign up for paperless billing when you register to access the website. After registering, you will receive a reminder email when your invoice is due. The credit card expiration date can be changed for accounts in good standing once every 12 months.

You must make your payment before 6:00 p.m. on the due date for it to be processed on time. When making a payment online, allow up to two additional business days for the processing and withdrawal of funds from your banking institution.

How to pay your Torrid card

You have several options for making a Torrid credit card payment. Here are four different ways to pay your bill.

Pay your Steamy credit card In line

With a Torrid credit card, you have the option of easily paying your credit card balance online. Comenity Bank allows you to schedule your payments up to 30 days in advance. Here are the steps to set up an online payment:

  1. Register for a Torrid credit card connection at Steamy map site. Select “Register” from the options. You’ll need to provide your credit card account number, zip code, and the last four digits of your social security number to get started.
  2. Use your Torrid ID to access your account and enter your bank account and routing numbers. You must use a checking account. Torrid is not configured to accept debit card payments.
  3. Schedule payment before the due date on your statement.
  4. If you can no longer access your online account because you forgot your username or password, you can reset this information then log in. However, if multiple attempts to log into your account fail, Torrid will temporarily suspend the account and send an email to the registered account. The email will contain instructions on how to reset your account.

Pay your Steamy credit card With bill payment through your bank

Most banks offer an online bill payment service. This is a feature that you initiate through your bank as a recurring payment to a vendor. In this case, you would like the payment to go to Torrid. The bank sends the money directly to the provider you select on the date you choose, and you don’t have to worry about it. Since Torrid does not have an automatic payment feature, setting up payment with your bank would be the best thing to do.

Pay your Steamy credit card by email

You can write a check and mail it to:

Comenity Bank
P.O. Box 659584
San Antonio, Texas 78265-9584

Include your payment coupon with your credit card statement if you have it. If you don’t, be sure to write your Torrid account number in the memo line of the check for accurate processing.

Pay your Steamy credit card by telephone

To make a payment over the phone, call the Torrid Credit Card phone number: 800-853-2921. Have your Torrid credit card number and your checking account and bank routing numbers to complete the process.

This article has been updated with additional reports since its original publication.

The information is correct as of September 30, 2021.

About the Author

Laura Chapman is a Biloxi, Mississippi-based collaborator with a Bachelor of Science degree in Accounting. She has five years of experience in accounting and taxation. Laura has articles on personal finance, health, crafts, and parenting posted on

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