The American Express Nectar credit card – Forbes Advisor UK

As part of the standard American Express Nectar Credit Card reward program, you will earn 2 points for every full £ 1 you spend on the card, and a minimum of 3 points for every £ 1 spent at Nectar Partners (when it is used in conjunction with their loyalty card).

But for new customers, there is also a generous welcome bonus. It pays 20,000 Nectar Points if you spend £ 2,000 in the first three months from the date you open the account. Points will be awarded within one month of their collection.

To put this in context, 20,000 Nectar Points are worth £ 100 when redeemed with a Nectar partner, which includes Sainsbury’s, Argos, eBay, Esso and Eurostar.

And since January 2021, when Nectar and British Airways launched a new partnership, Nectar points can now be converted into Avios (and vice versa).

As an American Express Nectar card holder, you can also benefit from additional points through the referral program. You get 5,000 bonus points if a family member or friend requests (and is accepted) a card. This advantage is capped at 90,000 points per year.

All of this comes with perks, including discounts on travel through American Express offers and music, cinema and theater tickets through American Express experiences.


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